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	<title>Homes, Loans &#38; Real Estate &#187; Homes</title>
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	<link>http://homesloansandrealestate.com</link>
	<description>Real Estate Blog - Mortgage Loans - Homes and Property Online</description>
	<lastBuildDate>Sun, 04 Jul 2010 07:36:50 +0000</lastBuildDate>
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		<title>Prepare to Get Spring Fever!</title>
		<link>http://homesloansandrealestate.com/2010/prepare-to-get-spring-fever</link>
		<comments>http://homesloansandrealestate.com/2010/prepare-to-get-spring-fever#comments</comments>
		<pubDate>Sat, 03 Apr 2010 12:27:02 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[curb appeal]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[spring]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=110</guid>
		<description><![CDATA[One of the greatest ways to truly breathe some life into your backyard and into your home in general is to get out there and start gardening.  While a garden is not something that is going to sell you home right away, it definitely is something that will give you home a little curb appeal.
Curb [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://homesloansandrealestate.com/wp-content/uploads/2010/03/spring-3.jpg"><img class="alignright size-medium wp-image-109" title="spring 3" src="http://homesloansandrealestate.com/wp-content/uploads/2010/03/spring-3-300x225.jpg" alt="" width="300" height="225" /></a>One of the greatest ways to truly breathe some life into your backyard and into your home in general is to get out there and start gardening.  While a garden is not something that is going to sell you home right away, it definitely is something that will give you home a little curb appeal.</p>
<p>Curb appeal is something that gets potential buyers interested in your home so that they will actually want to look at it and consider it for purchase.  You always want to make sure that whenever you are giving your home curb appeal, it is tastefully done.</p>
<p>What this means is that wildflowers and things like that do not usually work but some modest flowers and touches can really help your home look great!</p>
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		<title>What To Watch Out For When Buying A Home!</title>
		<link>http://homesloansandrealestate.com/2010/what-to-watch-out-for-when-buying-a-home</link>
		<comments>http://homesloansandrealestate.com/2010/what-to-watch-out-for-when-buying-a-home#comments</comments>
		<pubDate>Sat, 20 Mar 2010 20:30:40 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[real estate]]></category>
		<category><![CDATA[bank owned homes]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[real estate news]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=114</guid>
		<description><![CDATA[If you are on the market for a brand new home, there are a ton of different options that you have available to you – however, you might be just looking for the very best deal, which tends to be bank-owned homes.  However, whenever you are purchasing a bank-owned home, you have to make sure [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://homesloansandrealestate.com/wp-content/uploads/2010/03/ar120938972346789.jpg"><img class="alignright size-full wp-image-115" title="ar120938972346789" src="http://homesloansandrealestate.com/wp-content/uploads/2010/03/ar120938972346789.jpg" alt="" width="240" height="229" /></a>If you are on the market for a brand new home, there are a ton of different options that you have available to you – however, you might be just looking for the very best deal, which tends to be bank-owned homes.  However, whenever you are purchasing a bank-owned home, you have to make sure that you have at least 20 – 25% as a down payment.</p>
<p>Oh yes, it is just about that much and you also have to be aware that many of these bank-owned homes are actually in need of a lot of repairs.  If you are not a person who is handy, you might be better off opting for a seller-owned home.  Most of the time, you do not get to check out the bank-owned home before you buy, which is not good.</p>
<p>Checking out the home before you buy is always important but if you are looking for a cheap house, you might not be able to do that.</p>
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		<title>Finding Pet Friendly Housing!</title>
		<link>http://homesloansandrealestate.com/2009/finding-pet-friendly-housing</link>
		<comments>http://homesloansandrealestate.com/2009/finding-pet-friendly-housing#comments</comments>
		<pubDate>Sat, 12 Sep 2009 18:15:19 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[finding a pet friendly home]]></category>
		<category><![CDATA[pet-friendly]]></category>
		<category><![CDATA[pet-friendly homes]]></category>
		<category><![CDATA[pets]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=66</guid>
		<description><![CDATA[Finding a home is not easy.  We all know that, but the challenge that I am finding right now is finding a rental home that is pet-friendly.  Currently, I am going to be relocating to Boston and I am really trying to find a place that is going to accommodate my two dogs and two [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://homesloansandrealestate.com/wp-content/uploads/2009/09/big_dog.jpg"><img class="alignright size-medium wp-image-67" title="big_dog" src="http://homesloansandrealestate.com/wp-content/uploads/2009/09/big_dog-200x300.jpg" alt="big_dog" width="200" height="300" /></a>Finding a home is not easy.  We all know that, but the challenge that I am finding right now is finding a rental home that is pet-friendly.  Currently, I am going to be relocating to Boston and I am really trying to find a place that is going to accommodate my two dogs and two cats – are you having a similar problem?  Probably if you are an animal lover like me.</p>
<p>Well, there are some things that you can do and one is to arm yourself with knowledge.  Make sure that you know everything about the property you are trying to get and really use those negotiating skills that you have to get the landlord to back down – in most cases, they will.</p>
<p>Next, really look around and do not settle.  Your pets are definitely part of you, at least for me they are and you shouldn’t have to compromise them to have a nice place – look around!</p>
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		<title>Selling Home May Be Influenced by What Buyers Can&#8217;t See: Allergies In Your Home</title>
		<link>http://homesloansandrealestate.com/2009/selling-home-may-be-influenced-by-what-buyers-cant-see-allergies-in-your-home</link>
		<comments>http://homesloansandrealestate.com/2009/selling-home-may-be-influenced-by-what-buyers-cant-see-allergies-in-your-home#comments</comments>
		<pubDate>Sat, 27 Jun 2009 04:21:00 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[allergies]]></category>
		<category><![CDATA[home allergies]]></category>
		<category><![CDATA[selling your home]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=38</guid>
		<description><![CDATA[There are many different aspects of your home when you are selling it that potential buyers will look at and while the home may look good from the outside and on the inside, the overall feel of the home is something that is very important as well.  A lot of sellers do not think about [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://homesloansandrealestate.com/wp-content/uploads/2009/06/woman_allergies.jpg"><img class="alignright size-full wp-image-39" title="woman_allergies" src="http://homesloansandrealestate.com/wp-content/uploads/2009/06/woman_allergies.jpg" alt="woman_allergies" width="275" height="275" /></a>There are many different aspects of your home when you are selling it that potential buyers will look at and while the home may look good from the outside and on the inside, the overall feel of the home is something that is very important as well.  A lot of sellers do not think about allergies in the home when they are selling it.  What you may not know is that there are about 300 million Americans and about 60 million of them have allergies.</p>
<p>Allergies inside your house can be something as simple as letting pollen in through the windows all the way to having some unknown mold growing inside of your walls or along your floor without your knowledge.  Allergies are something that you can not control; however, you can make your house allergy-proof!</p>
<p><span id="more-38"></span>Keeping an eye on every detail of your house is very important whenever you are dealing with allergies.  Just do your research and make sure that you use air purifiers around your home and I can promise that your home will sell very quickly!</p>
<p>I hope these <a href="http://www.home-selling-tips.org/">home selling tips</a> helped you out a little &#8211; more soon!</p>
]]></content:encoded>
			<wfw:commentRss>http://homesloansandrealestate.com/2009/selling-home-may-be-influenced-by-what-buyers-cant-see-allergies-in-your-home/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Getting A Home Loan: The Things You Should Know&#8230;</title>
		<link>http://homesloansandrealestate.com/2009/getting-a-home-loan-the-things-you-should-know</link>
		<comments>http://homesloansandrealestate.com/2009/getting-a-home-loan-the-things-you-should-know#comments</comments>
		<pubDate>Mon, 22 Jun 2009 00:26:15 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[getting a home loan]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=35</guid>
		<description><![CDATA[Choosing a home loan is something that is one of the most important things in your life.  There are many different things that you need to consider and to be honest, this will be one of the biggest decisions of your life.  That is one of the main reasons why people are so leery about [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://homesloansandrealestate.com/wp-content/uploads/2009/06/istock_000002303404xsmall.jpg"><img class="alignright size-medium wp-image-36" title="Mortgage and down payment" src="http://homesloansandrealestate.com/wp-content/uploads/2009/06/istock_000002303404xsmall-300x199.jpg" alt="Mortgage and down payment" width="300" height="199" /></a>Choosing a home loan is something that is one of the most important things in your life.  There are many different things that you need to consider and to be honest, this will be one of the biggest decisions of your life.  That is one of the main reasons why people are so leery about simply taking a home loan on from someone they do not know – this is why recommendations from friends is a fantastic idea.  If you are in the market for a home loan, talk to some of your friends and family and see who they used – that way you can get some referrals.</p>
<p>Another thing that you should watch out for is speaking with some lenders that you can not speak to face-to-face.  Face-to-face talking is an absolute must when you are talking about hundreds of thousands of dollars.  You need to trust your lender and your lender needs to be able to trust you and the only way that will work is by meeting.</p>
<p>Go with your gut – that is honestly the best policy whenever you are looking for a home loan, simply go with an affordable mortgage and make sure that you have a good feeling about the entire transaction.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Buying A Home: The Steps You Need To Follow!</title>
		<link>http://homesloansandrealestate.com/2009/buying-a-home-the-steps-you-need-to-follow</link>
		<comments>http://homesloansandrealestate.com/2009/buying-a-home-the-steps-you-need-to-follow#comments</comments>
		<pubDate>Thu, 21 May 2009 20:31:25 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying your first home]]></category>
		<category><![CDATA[purchasing a home]]></category>

		<guid isPermaLink="false">http://homesloansandrealestate.com/?p=21</guid>
		<description><![CDATA[
I swear, buying your first home is honestly going to be the scariest thing in the world.  There are tons of different things that you really need to think about and to be honest, you really need to decide whether buying is going to be the best option for you in the first place!  In [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-20" title="untitled" src="http://homesloansandrealestate.com/wp-content/uploads/2009/05/untitled.bmp" alt="untitled" /></p>
<p>I swear, buying your first home is honestly going to be the scariest thing in the world.  There are tons of different things that you really need to think about and to be honest, you really need to decide whether buying is going to be the best option for you in the first place!  In this blog and a few others after it, we are going to explore the buying experience of your first home so you can really get a feel for it!</p>
<p>One of the very, very, very first things that you want to do is get your budget nailed down.  You do not want to fall in love with a home that is way out of your price range and you certainly do not want to get stuck with a mortgage that you can not pay because you can not afford it, so shop wisely and buy smart!</p>
<p>After your budget is sketched out …. The next step is in the next blog!  Stay tuned everyone!</p>
]]></content:encoded>
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